NewInstant stablecoin settlement across 30+ African markets

Move Money Across Borders, Instantly.

Buy crypto, send money globally, accept payments, and settle instantly using stablecoin-powered financial infrastructure built for Africa.

Get StartedExplore Business

Trusted Infrastructure

  • Deep liquidity
  • Card rails
  • Mobile money rails
  • Bank rails
  • Online wallets

Secure • Stablecoin-powered • Global

Bitcoin • Ethereum • USDCBuilt for AfricaGlobal payments

Stablecoin Balance

USDC · USDT · cNGN

Live

$84,920.15

+2.4%

Crypto Portfolio

+$1,204 today
USDC62%
BTC24%
ETH14%

Send Money

120+ countries, no hidden fees

$500₦806,200

Receive Payments

Cards, bank & wallet checkout

Today$12,480

Cross-Border Settlement

Completed
  1. KenyaM-PESA
  2. USDC SettlementStablecoin rail
  3. EuropeSEPA
Settlement time4 seconds

Powering payments with world-class partners

  • WhiteBIT
  • Yellow Card

What you can do

One platform for every way money moves.

From buying your first stablecoin to settling enterprise payouts, Finlazo brings crypto and fiat rails together under one account.

Buy Crypto

Safely buy Bitcoin, Ethereum and USDC using local payment methods.

  • Bitcoin
  • Ethereum
  • USDC
  • Local payment methods
Learn more

Send Money

Transfer funds globally with stablecoin-powered settlement.

  • Instant transfers
  • Low fees
  • Cross-border
Learn more

Business Payments

Accept crypto and fiat payments through one API.

  • Collections
  • Payouts
  • Treasury
Learn more

Developer APIs

Integrate wallets, payments and settlements into your application.

  • REST API
  • Webhooks
  • SDKs

Multi-Currency Wallet

Hold and manage crypto and fiat balances.

  • BTC
  • ETH
  • USDC
  • Fiat balances

Enterprise Security

Compliance, fraud monitoring and encrypted infrastructure.

  • Compliance
  • Fraud monitoring
  • Encryption
Learn more

How it works

Move money in four simple steps.

Finlazo combines local payment rails, stablecoins and global banking infrastructure into a single platform.

  1. 1

    Step 1

    Deposit

    M-PESA, bank transfer or card.

  2. 2

    Step 2

    Convert

    Convert funds into Bitcoin, Ethereum or USDC.

  3. 3

    Step 3

    Send globally

    Transfer instantly across borders using stablecoin settlement.

  4. 4

    Step 4

    Receive locally

    Recipients receive funds through local payment rails.

Built for individuals and businesses.

Whether you're buying crypto or managing global treasury operations, Finlazo scales with your needs.

For individuals

Personal

Buy crypto, hold multiple currencies and send money to anyone, anywhere.

  • Buy crypto
  • Multi-currency wallet
  • Send money globally
  • Receive payments
  • Portfolio tracking

For businesses

Business

Explore crypto acceptance for your business with Finlazo.

  • Accept crypto
  • Business wallet
  • Business verification

For developers

Plan your crypto checkout integration.

Explore how a merchant website can create crypto payment requests, confirm incoming payments, and reconcile orders through a single checkout flow.

Merchant API access is in development. The guides explain the integration model rather than presenting unlaunched endpoints as live.

API Overview Quick Start

Website payment lifecycle

Step 1

Create an order reference

Identify the product, exact crypto amount and supported network.

Step 2

Display approved checkout instructions

Present a receiving address only when the payment route is active.

Step 3

Verify before fulfilment

Use confirmed and attributable payment evidence before marking orders paid.

Conceptual integration flow · Not a live payment demo

FAQ

Frequently asked questions.

Fund your account with M-PESA, a bank transfer or a card, then convert your balance into Bitcoin, Ethereum or USDC in a few taps. Your assets settle directly into your Finlazo wallet.